Reader’s Question:

My husband co-signed for a vehicle a while back for a relative. Now the daughter, who is of driving age already but has no drivers license is sometimes can be very irresponsible. If she takes the vehicle and drives without a drivers license are both the father and my husband liable for anything that should happen in case of accident? Would this affect their insurance coverage in Brandywine, Delaware?

Dan

Brandywine, DE

Some insurance providers will extend coverage to new drivers. Some insurance companies do not. If the parent’s insurance carrier does not, then they would personally be liable for you. I suggest you contact the parents insurance carrier to verify if coverage is extended to the new driver.

You mention that she does not even have a drivers license. Most likely, there would be no insurance coverage and the parents would be totally responsible. To how much it would cost to insure the daughter you can get a free auto insurance quote here in Brandywine, Delaware.

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