Reader’s Question:

I live in Greater Newark Delaware and I bought a used vehicle here and I have no plans of insuring the car. Can I do that? What will be the penalties?

John

Greater Newark, DE

Each motorist would need to have a minimum insurance coverage from an insurance carrier licensed to do business in Delaware to be able to comply to the Delaware Financial Responsibility laws. This is according to the Delaware Division of Motor Vehicles. Therefore you need a car insurance if you are going to be driving on roadways.

If you get pulled over by a law enforcement officer and was not able to provide auto insurance, upon conviction, you will need to pay the fine of $1500 for the first violation and $3000 for subsequent violation within three years of the previous violation. Your drivers license will also be suspended or revoked for a period of six months.

So, you see, it is against the laws in the state of Delaware to operate an automobile without car insurance. That is why when you apply for a transfer of title when you buy used vehicle in Greater Newark, DE or when you register or renew your automobile registration, you are required to provide proof of car insurance to the Department of Motor Vehicle.

Tags: auto insurance, cheap cars, driving without insurance